Commercial: Finance, Loans and Development

A commercial loan is a loan  used by those looking for property, development and business finance, that is secured against a commercial property. For example, the list below details some reasons as to how a commercial loan may be used:

Commercial property, residential, industrial or retail purchase
Construction in retail, industrial, residential and commercial properties
Specialist securities such as child care centres, hotels, motels, caravan parks and petrol stations



Those are some purchase/ construction related reasons for which a commercial loan may be used. Other reasons for using a commercial loan may include:

High Loan to Value Ratio (LVR) where you can borrow up to 80% of the properties value
True NO DOC commercial loans up to 65% LVR up to 25 years
Credit impaired solutions for those with poor credit history



There are many different types of commercial loans that the team at house & home loans will investigate to find the best option for you and your needs.  Some of the loan options include:

Commercial Fixed Rate Loan
Commercial Variable Rate Loan
Commercial Equity Loan