Our Team

                    The house & home loans team come from many different backgrounds.  All of the team are experts in advising clients on the best possible loan scenario for their given circumstance. 

Rael w HHL banner bgRael Bricker- Managing Director

Rael holds a Bachelor of Science (Electrical Engineering), Masters of Science (Electrical Engineering) and a Masters in Business Administration from the University of Witwatersrand in Johannesburg, South Africa.

Rael is the managing director and founder of house & home loans.  In just a few short years, Rael has built the business up and has now settled in excess of $2bn in loans.  Rael specialises in home, investment and vehicle finance, as well as recently expanding into asset finance.  Having been in the finance industry since 2001, Rael is extremely knowledgeable in all of the areas that house & home loans specialise in.

IMG_9405AmeeshPattani – 

Ameesh has been a part of the house & home loans team since 2006. He is the manager of the broking staff and his knowledge of lending products and processes makes him an integral part of the house home loans team.
He holds a Bachelor of Commerce in Finance and Information Systems from Curtin University of Technology, as well as a Diploma in Finance Broking. Ameesh is an employee representative of house & home loans and a full MFAA member.

IMG_9389Mark Kruger- Finance Manager

Mark is a finance consultant with house & home loans, and one of the finance managers.
Mark holds an Honours degree in Accounting services from the University of South Africa, as well as a Certificate IV in Finance and Mortgage Broking, and a Diploma in Financial Services for Finance and Mortgage Broking Management. In addition to this, Mark himself has purchased two investment properties through The Investors Club, and has been involved with The Investors Club since 2005, but most importantly has been a club supporter since March 2012.

House_Home_Loans_Headshots-4Emma Benjamin- Finance Manager

Emma is a credit representative and finance manager of house & home loans as well as a full member of the MFAA.
She has been in the finance broking industry since 2001 and is experienced in advising clients on all of the services which house & home loans has to offer. Emma holds a Bachelor of Arts (Primary Teaching) majoring in Mathematics and English (as a second language) from Edith Cowan University. In addition to this, Emma also holds a Certificate IV in Finance Broking and a Diploma in Financial Services for Finance and Mortgage Broking Management.

IMG_9402Rachel Loh– Finance Consultant

A valuable team member, Rachel has been with house & home loans since 2011.  Originally from Singapore, Rachel studied commerce at the University of Western Australia.  Rachel is an valuable part of the team who’s dedication to her clients is testament to her love of her job.

Libby Wilmot – Finance Consultant

Libby has worked in the finance industry since 2004  and has been with house home loans since 2012.  Libby comes from a Real Estate background, so she understands the maze this process can be – especially for first home buyers. Libby always has a smile on her face, at least, after her first cup of coffee, and is dedicated to providing clients with the best possible service.

House_Home_Loans_Headshots-9Michelle Nyamuda– Finance Consultant 

Michelle joined the house & home loans team following her move to Perth in 2013.  Michelle, while originally from Zimbabwe, studied commerce at Curtin University in Malaysia.  Michelle, although one of the newest team members, is learnt quickly and has settled many loans for clients.

Adam Massagoes – Finance Mangaer 

Harinder Ahluwahlia – Finance Consultant