Meet the team


Rael Bricker

Rael is the managing director and founder of house & home loans, which has settled more than $2.8Bn of residential loans. Since its inception in 2001, house & home loans have won multiple awards and received many industry accolades.  

Rael holds a Bachelor of Science (Electrical Engineering), Masters of Science (Electrical Engineering) and a Masters in Business Administration from the University of Witwatersrand in Johannesburg, South Africa. He also has a Diploma in Finance Broking and is a Fellow of the Mortgage and Finance Association of Australia.

Rael specialises in home, investment and commercial property finance, as well as vehicle and  equipment loans.

Ameesh Pattani

Ameesh has been a part of the house & home loans team since 2006. He is a finance broker and the manager of the broking staff, and his knowledge of lending products and processes makes him an integral part of the House & home loans team.

He holds a Bachelor of Commerce in Finance and Information Systems from Curtin University of Technology, as well as a Diploma in Finance Broking. Ameesh is an employee representative of house & home loans and a full MFAA member.

Mark Kruger

Mark is a credit representative and a finance manager with house & home loans. He holds an Honours Degree in Accounting from the University of South Africa and a Diploma of Finance and Mortgage Broking Management.

Mark has been in the industry for 6 years and is a full member of MFAA. His passion is to assist his clients in getting the right loans, stress free to meet their financial goals.

He facilitates finance for Owner Occupied homes, Investment properties (residential and commercial), SMSF properties, Vehicle and Equipment finance, Business loans and Development finance.

Emma Benjamin

Emma is a  employee representative and finance manager of house & home loans, as well as a full member of the MFAA.

She has been in the finance broking industry since 2001 and is experienced in advising clients on all of the services which house & home loans has to offer. Emma holds a Bachelor of Arts (Primary Teaching) majoring in Mathematics and English (as a second language) from ECU. In addition to this, Emma also holds a Certificate IV in Finance Broking and a Diploma in Financial Services for Finance and Mortgage Broking Management.

Libby Wilmot

Libby started her journey into the mortgage broking industry in 2004, and has been at house Home Loans since 2012. She understands the stress buyers feel when they are committing to buying a home. The last thing you need in both instances is to have to deal with bank red tape and paperwork! That’s where having a good mortgage broker can make all the difference. With access to 30 lenders and hundreds of products, Libby will find the best loan to suit your needs. Her commitment to great customer service and effective communication skills means your finance experience will be a positive one.

Rachel Loh

A valuable team member, Rachel has been with house & home loans since 2011. Originally from Singapore, Rachel studied Commerce at the University of Western Australia and holds a Diploma in Finance Broking. Rachel is a valuable part of the team whose dedication and lender knowledge ensures that our clients get the best customer service.

Natalie Howard

Natalie has been with house & home loans since 2014 and is currently studying at Curtin University for her Bachelor of Commerce in Accounting and Financial Planning. She is the smiling face that greets our clients when they visit our office. Natalie is always cheerful, whether answering the phone, or cleaning up our kitchen mess!

Mushy Silver

Mushy has been with house & home loans since 2009 and is our office manager. With her great organisational skills and unflappable manner, Mushy is always a breath of fresh air in our busy office.


Harinder Ahluwahlia

Harinder has been with house & home loans since 2014, and has his office base in Brisbane, QLD. With a strong background in hotel management, a masters in Business Management and a Bachelors in Hospitality Management, Harinder always endeavours to look after all his clients with his exceptional service and problem solving skills. Harinder holds a Diploma in Finance Broking and Mortgage Broking and a Certificate IV in Finance Broking.