Meet the team

Rael Bricker

Rael is the Managing Director and founder of house & home loans, which has settled more than $2.8Bn of residential loans since it started in 2002. Rael holds a Bachelor of Science (Electrical Engineering), Masters of Science (Electrical Engineering) and a Masters in Business Administration from the University of Witwatersrand in Johannesburg, South Africa. He also has a Diploma in Finance Broking and is a Fellow of MFAA.

Rael enjoys sharing his wealth of knowledge of business culture with others (through seminars and conferences) and has published a book about it. He spends his time cycling and playing hockey, and dabbles in capturing scenic pictures. Check out his socks the next time you meet him – they are usually quite fun!

Ameesh Pattani

Ameesh is an employee representative of house & home loans and has been a part of the team since 2006. He is a Finance Broker and the Manager of the broking staff. His knowledge of lending products and processes makes him an integral part of house & home loans.

Ameesh holds a Bachelor of Commerce in Finance and Information Systems from Curtin University of Technology, as well as a Diploma in Finance Broking. He is also a full MFAA member.

Ameesh has been supporting Liverpool and the EPL for years and finally has something to cheer about. He spends his free time running after/from his energetic children and to help him with this, has started training for events like HBF and Spartan races.

Mark Kruger

Mark is a credit representative and a finance manager with house & home loans. He holds an Honours Degree in Accounting from the University of South Africa and a Diploma of Finance and Mortgage Broking Management. Mark has been in the industry for 6 years and is a full member of MFAA.

His passion is to assist his clients in sourcing finance to achieve their financial goals – getting the right loans, stress free. He facilitates finance for Owner Occupied homes, Investment properties (residential and commercial), SMSF properties, Vehicle and Equipment finance, Business loans and Development finance.

Libby Wilmot

Libby started her journey into the mortgage broking industry in 2004 and has been at house & home loans since 2012. Coming from a real estate/sales background she understands the stress buyers feel when they are committing to buying or selling a home to move by a certain date.

Libby is a volunteer of Bottles and Collectables of WA Club and her bottle hunting adventures means that she has travelled to most of the little towns of regional WA on the hunt for social history treasures. She enjoys a glass of wine (or two!), gardening and keeping chickens.

Rachel Loh

Rachel (or Charlie, as the team fondly calls her) has been with house & home loans since 2011. Originally from Singapore, Rachel studied Commerce at the University of Western Australia and holds a Diploma in Finance Broking. She is a valuable part of the team whose dedication and lender knowledge ensures that our clients get the best customer service.

Rachel is the office prankster, ensuring that no one from the team takes too long a holiday for fear of what would be done to their desk upon their return.


Natalie Redmond

Natalie is usually the first person you’d speak to when you contact the office. She has been with house & home loans since 2014. She holds a Bachelor of Commerce (Accounting & Finance) from Curtin University.

Natalie plays and coaches netball in her free time. She like all things minions and would smash a Disney quiz night (together with Charlie) anytime.

Mushy Silver

Mushy has been with house & home loans since 2009 and is our office manager. Ever reliable and with her great organisational skills and unflappable manner, Mushy is always a breath of fresh air in our busy office.