Interest only Loans: What is the real story?

A few weeks ago an announcement was made regarding the “Interest only Cap”.  This was enforced some time ago by APRA (regulator of the banks) in an effort to stem the rise in interest only loans.  The banks were restricted from setting up more than 30% of their loans as interest only. So what was the announcement by APRA ? …

How Much Can I Borrow?

The bigger question is how much can you save? Our goal is to help our clients achieve the best possible loan solution, be it for a first home-buyer, an experienced property investor or for debt consolidation.  Our loyalty is never to the lender- our loyalty is always to the client.  We are our clients biggest advocates and will search high …

Choosing the right loan for me

The team at house & home loans are committed to finding the right loan for your individual situation.  Be it you are a first home buyer or a seasoned investor, the team will find the perfect fit for your situation.