A personal loan is a smart way to manage your finances and consolidate your debts into one repayment. At house & home loans, our expert brokers can help you find the personal loan to best provide you with financial comfort and security.

Which loan is right for you?

Your personal loan can be either secured or unsecured, depending on your needs and its purpose. An unsecured personal loan has a fixed payment schedule and amount and are suitable for:

  • Debt consolidation
  • Home improvements
  • Share purchases
  • Any other purchase not secured by a property

When choosing the unsecured loan, house & home loans ensures that the rate and repayment schedule is locked in to suit your budget and make your repayment period as short and manageable as possible.

A secured loan requires an asset to be used as security against the loan. Secured loans are typically used for larger purchases such as cars. They often have lower interest rates and are considered lower risk than an unsecured loan. However, should you become default on your repayments, the security asset can be repossessed by the lender.

Personal loans made easy

The expert brokers at house & home loans will work closely with you to find the best loan from the most appropriate lender to suit your needs and situation. Our professional manner and attention to detail will ensure that you get the best result from your personal loan possible.

For more information or to talk to one of our brokers about taking out a personal loan, contact house & home loans today!